Main

Savings Accounts

Regular Savings

  • $100.00 minimum balance to open

  • $200.00 minimum balance to avoid imposition of service charges

  • Interest will be compounded daily and will be credited to your account quarterly

  • Interest rate and annual percentage yield may change at any time

  • We use the daily balance method to calculate the interest

  • Transfers from a Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to nine per statement cycle (with no more than six per month).

Fees: A minimum balance fee of $5.00 will be imposed every statement cycle if the daily balance in the account falls below $200.00 any day of the quarter. During any statement cycle, you may not make more than 6 withdrawals or transfer to another account or to a third party by means of a preauthorized or automatic transfer, telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to third parties. An item fee of $1.50 will be charged for each withdrawal in excess of six (6) during a statement cycle.