ATM USERS BEWARE: Card skimmers are being found on ATM's and Gas Pumps in our surrounding area. The skimmers cover up the opening where you insert your card. They are connected to a computer or camera that record your information. Thieves can then make duplicates of your debit card. Police suggest you may try jiggling the card reader slot. If it's loose or comes off, you might want to try another ATM or gas pump.
IMPORTANT DEBIT CARD INFORMATION - MASTERCARD SECURE CODE REGISTRATION
Marion State Bank has recently gone through a conversion with our Debit Card Program. The Bank has changed Debit Card vendors from First Data to TransFund. We appreciate our customers' patience and understanding during the necessary changes that come with any conversion. TransFund will now provide you with an extra level of security called Fraud Watch. In addition we will also add an extra layer of security for online shopping. This is in time for the approaching Holiday Season. We are participating in MasterCard Secure Code. MasterCard Secure Code is a private code for your debit card that adds additional protection for your personal account information while shopping online. All Debit Card customers will need to regiser their card with Secure Code before being able to purchase items online such as Airline Tickets, Hotel Reservations and from other participating merchants such as WalMart.com. It is very simple to register. Please look just below the Online Banking Login to find the link. Feel free to call us with any questions at 830-420-2331.
FDIC INSURANCE INCREASE
FDIC Deposit Insurance has been increased from $100,000 to $250,000 per depositor. Information about the FDIC Insurance increase can be found at the following link: http://www.fdic.gov
FDIC TRANSACTION ACCOUNT GUARANTEE
Marion State Bank has chosen not to participate in the FDIC's Transaction Account Guarantee Program. Customers of Marion State Bank with noninterest-bearing transaction accounts will continue to be insured for up to $250,000 under the FDIC's General deposit insurance rules.
PROTECT YOUR PRIVACY
We have been notified of several Internet scams requesting personal banking information. PLEASE DO NOT RESPOND to any calls or emails of this type. Marion State Bank will NEVER ask for your account information via email, telephone call or direct mail. If you have any questions about a request you receive, please contact us ASAP. We want to help you PROTECT YOUR PRIVACY!
MasterCard Secure Code Registration
NEW Telephone Banking Number
Marion State Bank has a NEW Telephone Banking phone number 1-888-805-8362. Please note that the automated menu options will be different. You can either Enter or Say what you would like to do. All PIN's must be updated to a 6-digit number. While we know changing you PIN is a slight inconvenience, this will provide extra security for you and your account information. A flier will be in the mail to you soon with more information.
SAVINGS BONDS GO PAPERLESS
Effective January 1, 2012, paper Savings Bonds will no longer be sold at financial institutions. This action, which supports the U.S. Department of the Treasury's goal to increase the number of electronic transactions with citizens and businesses, will save American taxpayers approximately $70 million over the first five years.
Those currently holding paper savings bonds can continue to redeem them at financial institutions. Bonds, which have not matured, but were lost, stolen or destroyed, can be reissued in paper or electronic form.
For more information about the elimination of paper savings bonds and how to enroll in Treasury Direct, visit www.treasurydirect.gov.